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Janice Sam

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A Monthly Curated Newsletter

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

In every financial crisis, there are generally two groups of people. Those who ride above the wave, and those who suffer the pain. The first group seems to be more prepared, as if they knew long ago that something was going to happen.

What's their Secret?

This group of people understand a simple philosophy, "You don't plan to fail but you fail to plan." They started early and took advantage of the Eighth Wonder of the World. They are more ready for impact than others.

There's more

During times of great impact is also a time of great opportunities for investment. Yet only those who are prepared are able to take advantage of undervalued assets.

Here's a very good illustration to visualise the power of the Eighth Wonder of the World.

Eighth Wonder of the World

We've got the Story. What are my options?

"Understanding both the power of compound interest and the difficulty of getting it is the heart and soul of understanding a lot of things."
- Charlie Munger

Feel free to get in touch to learn more. I hope that you and your loved ones will continue to stay safe. Cheers!

 
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I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Janice Sam
 
 
 
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WhatsApp me at +65 92282751  
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Testimonials and Referral Notes

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Nurulain. Online Business Owner

Janice has been my advisor for about 8 years and never fails to solve all my queries. She is always present and ready to serve. She is very friendly and professional. There was a time when I was admitted to the hospital and was lost about the medical claims/covers. She was there to guide me and follow up when I was discharged. Indeed a caring individual too. During meet-ups, Janice never fails to ask about the well-being of my family and me. I am glad she is always there to meet once a year for catch-up and updates. She is very detailed in her explanations of policy/plans. I felt her sincerity and wish more individuals could benefit from her great service. Thank you, Janice.

Jayanthi. Cardiac Technologist

Working with Janice has been an absolute pleasure. She is knowledgeable, responsive, and genuinely committed to helping her clients find the best coverage to meet their needs. What I appreciate most is her patience in explaining the fine print and her ability to simplify complex policies so I can make informed decisions. Whether it was reviewing my existing coverage or recommending better options, Janice always put my interests first. Her professionalism and warmth make her not just a reliable agent, but someone I trust completely with my insurance matters. I highly recommend Janice to anyone looking for an agent who truly cares.

LI YUNCHAO. Construction engineer

服务相当到位,解释的很清楚。能站在客户角度分析并给合理化建议。

Muhd Rafhan. Sale Executive

Hi Sam, It’s been a few years since you are taking charge of my family policy, always grateful to have you to be my Insurance Agent/Friend. Recently had an accident during my holiday, and had a broken finger as such when I back to Singapore for a check-up. Called up Sam and inform her of the situation I’m in and she was fast in response, enquiries & making a smooth transaction for me. Thank you Janice Sam for being a friend/agent.

Stella. Teacher

Janice is a great listener so this makes each meet-up or review session a pleasant one. She is patient in explaining and answering all my queries pertaining to the wide range of plans, down to the jargon used. I like that she goes the extra mile to run through your current plans and draft out alternatives and improvements to them, prior to meet-ups. Janice has kept herself well abreast of various policies and schemes offered. (not limited to just those under her company) I believe her knowledge and years of experience in this field have benefited those under her charge. I am relieved to know that I can always rely on her to keep me updated on current trends and also provide me with the support I will need when necessary.

Muhammad Reduan Bin Alias. IT System Administrator Analyst

I have been a client of Janice Sam, my Prudential agent, for over a decade now, and I can confidently say that her service has been nothing short of outstanding. Throughout our long-standing relationship, Janice has consistently demonstrated professionalism, deep product knowledge, and genuine care for my financial well-being. She always takes the time to explain policy details clearly, ensuring I fully understand my options before making any decisions. I appreciate her transparency and the fact that there is never any pressure to purchase unnecessary products—she truly prioritizes my needs and budget. Janice’s dedication goes beyond just being an advisor; she treats her clients as friends, making every meeting comfortable and stress-free. Her patience and commitment are evident, especially when she provides regular updates and guidance, even during uncertain economic times. I have always felt assured that my interests are her top priority, and her sincerity and honesty have built a strong foundation of trust between us. I highly recommend Janice to anyone seeking a reliable, knowledgeable, and caring financial advisor. Her passion for her work and her clients’ well-being is truly commendable, and I am grateful to have her as my trusted Prudential agent.