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Janice Sam

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A Monthly Curated Newsletter

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

In every financial crisis, there are generally two groups of people. Those who ride above the wave, and those who suffer the pain. The first group seems to be more prepared, as if they knew long ago that something was going to happen.

What's their Secret?

This group of people understand a simple philosophy, "You don't plan to fail but you fail to plan." They started early and took advantage of the Eighth Wonder of the World. They are more ready for impact than others.

There's more

During times of great impact is also a time of great opportunities for investment. Yet only those who are prepared are able to take advantage of undervalued assets.

Here's a very good illustration to visualise the power of the Eighth Wonder of the World.

Eighth Wonder of the World

We've got the Story. What are my options?

"Understanding both the power of compound interest and the difficulty of getting it is the heart and soul of understanding a lot of things."
- Charlie Munger

Feel free to get in touch to learn more. I hope that you and your loved ones will continue to stay safe. Cheers!

 
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I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Janice Sam
 
 
 
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Testimonials and Referral Notes

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David Ho. Customer Service

I have been acquainted with Janice for some years and have taken up several insurance & financial plans with her. In all of our exchanges, I have found Janice to display the utmost professionalism. While I understand that she aspires to make sales, I believe she ultimately puts the interest of her clients above her own, and presents product offerings and dispenses recommendations accordingly. In line with that, she also has taken time to compile for me a summary of my financial commitments and standing, which should go a long way to gauge my present capacity and future goals. For those reasons and more, I heartily endorse Janice as a planner and agent to look into any prospective client’s insurance and financial needs.

Htoo Maung Maung. Software Engineer

Janice is very helpful in suggesting plans that are suitable for the customers.

Irene Tan. Designer

Janice has been really helpful and patient in answering all my queries, no matter how tedious or repetitive they were. Really appreciate her help.

Muhammad Iskandar Bin Ishak. Student

I just wanted to say a big thank you for your help in my financial planning. Although I do a little bit of planning on my own, you gave a lot of valuable information and inputs with regard to life goals (the overall big picture) and helped me to look out for what I am missing in my plans.

Nurmarliah bte Mohamad Ali. IT & Media Coordinator

My husband, who has known Janice since we first got married, was the one who initially introduced me to her. She was warm, friendly, and interested in learning more about me and determining what type of coverage best matched my requirements and concerns. Without a doubt, her clarifications helped to dispel all of my doubts. I got the chance to evaluate and inquire about my alternatives with her. She patiently addressed all of my queries during our lengthy conversation. She also gave me different aspects, discussed the significance of a particular policy with me, and made sure to carefully analyze my budget, including all of my month-to-month charges. I feel completely at ease confiding in her and most crucially for me, I never felt pressured to sign up for those policies since she never used coercion or attempted to persuade me to sign up for something that wasn't in my best interest. Janice is also well-organized, adaptable in her communication style, respectful, and aware of my preferable schedules. In conclusion, if you require a professional insurer that is sincere, competent, and reliable, she will undoubtedly be the one you should pick.

Jayanthi. Cardiac technician

Janice is a kind and understanding person. Knows her job well & the type of policy to recommend. Overall very satisfied with her quality of service.