View this email in your browser

Janice Sam

In Touch

A Monthly Curated Newsletter

Change is hard. To force change is harder. They usually don't last. Perspectives however, are easier to accept. They change our minds and maybe that's what we need more than change itself. I hope you enjoy these articles.

7 personal finance resolutions you'll be able to keep — and how

It’s always nice to start afresh for a new year. That’s why we make promises to ourselves to change a habit or start one, in order to become a better version of ourselves.

 
read more
 

An 81-year Harvard Study Says Staying Happy and Mentally Sharp Boils Down to 1 Thing

The key to a happy life is easy to overlook. Ahh, the pursuit of happiness. So many voices in the chorus telling us how to master it. There are psychology-based tricks to happiness, watch-outs for what kills happiness, even equations for happiness.

 
read more
 

What Really Makes The Rich Get Richer And The Poor Get Poorer - The Five Laws Of Gold

 
view video
 
 
Proudly Brought to You
 
I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Janice Sam
 
 
 
WhatsApp Me
-
unsubscribe
You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

© Janice Sam, All rights reserved.

Testimonials and Referral Notes

View the full list

Nurani. Operator

I’m absolutely delighted with your service. It is really refreshing to work with a financial adviser who is truly interested in her client's needs, circumstances, and preferences. What really impressed me was the way you took the time to get a feeling for where I was at. Your professional ethical and caring demeanor elicits my trust and respect and I gladly recommend your service whenever possible.

Nurmarliah bte Mohamad Ali. IT & Media Coordinator

My husband, who has known Janice since we first got married, was the one who initially introduced me to her. She was warm, friendly, and interested in learning more about me and determining what type of coverage best matched my requirements and concerns. Without a doubt, her clarifications helped to dispel all of my doubts. I got the chance to evaluate and inquire about my alternatives with her. She patiently addressed all of my queries during our lengthy conversation. She also gave me different aspects, discussed the significance of a particular policy with me, and made sure to carefully analyze my budget, including all of my month-to-month charges. I feel completely at ease confiding in her and most crucially for me, I never felt pressured to sign up for those policies since she never used coercion or attempted to persuade me to sign up for something that wasn't in my best interest. Janice is also well-organized, adaptable in her communication style, respectful, and aware of my preferable schedules. In conclusion, if you require a professional insurer that is sincere, competent, and reliable, she will undoubtedly be the one you should pick.

LI YUNCHAO. Construction engineer

服务相当到位,解释的很清楚。能站在客户角度分析并给合理化建议。

David Ho. Customer Service

I have been acquainted with Janice for some years and have taken up several insurance & financial plans with her. In all of our exchanges, I have found Janice to display the utmost professionalism. While I understand that she aspires to make sales, I believe she ultimately puts the interest of her clients above her own, and presents product offerings and dispenses recommendations accordingly. In line with that, she also has taken time to compile for me a summary of my financial commitments and standing, which should go a long way to gauge my present capacity and future goals. For those reasons and more, I heartily endorse Janice as a planner and agent to look into any prospective client’s insurance and financial needs.

Nurulain. Online Business Owner

Janice has been my advisor for about 8 years and never fails to solve all my queries. She is always present and ready to serve. She is very friendly and professional. There was a time when I was admitted to the hospital and was lost about the medical claims/covers. She was there to guide me and follow up when I was discharged. Indeed a caring individual too. During meet-ups, Janice never fails to ask about the well-being of my family and me. I am glad she is always there to meet once a year for catch-up and updates. She is very detailed in her explanations of policy/plans. I felt her sincerity and wish more individuals could benefit from her great service. Thank you, Janice.

Kathy See. Admin Manager

Janice is sincere, resourceful and professional. She takes a keen interest in listening and I appreciate her explanations of my policy and non-hard selling recommendations.