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Janice Sam

In Touch

A Monthly Curated Newsletter

We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for.

Planning Ahead Is the Key to Living With More Spontaneity

Scheduling spontaneity doesn't lessen the joy of spontaneity; it enables it. You still have the freedom to do whatever strikes you in the moment - even more so because you know that's exactly what you intended to do.

 
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10 Reasons To Start Christmas Planning Early

With a bit of forethought, there's no reason it needs to be quite as nerve-wracking or frustrating as often the days leading up to the holidays are. So, in case you're not entirely convinced of the benefits that early preparedness brings, let's take a look at the 10 reasons to start Christmas planning early.

 
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What are the chances?

We can't predict the future, but we can plan for it. But why does this even matter? Meet some ordinary people thinking about these things.

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Janice Sam
 
 
 
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Testimonials and Referral Notes

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Muhammad Firdaus Bin Rasack. Customer Service

Service is good and up to date.

Nur Atiqa. Policy Administrator

Janice has been our financial advisor for more than 7 years. She will make a point to at least meet once a year to review our policies together and catch up as well. Whenever we require her assistance, she will be quick to respond. She has also helped us with our claims and the process was fuss-free. She is reliable and knowledgeable.

Lionel Siew. Driver

Janice has been an amazing insurance advisor! She took the time to explain all my options clearly, ensuring I made the best choices for myself. Her patience, responsiveness, and genuine care make all the difference. I truly appreciate her guidance and highly recommend her.

Zainudin Bin Ab Malek. Commercial Diver

Janice is very committed and patient and never fail to try and have a meetup with me to explain more about my plan and other matter. She’s very dedicated and hardworking in terms of her client’s well-being and issues. She has a good PR and is very professional. Thank you for the wonderful service and kind gesture.

Nurani. Operator

I’m absolutely delighted with your service. It is really refreshing to work with a financial adviser who is truly interested in her client's needs, circumstances, and preferences. What really impressed me was the way you took the time to get a feeling for where I was at. Your professional ethical and caring demeanor elicits my trust and respect and I gladly recommend your service whenever possible.

PANNERSELVAM. WSHO

Janice is incredibly responsive and helpful. Whether it’s a quick question or a big decision, she’s always there with answers I can trust.