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Janice Sam

In Touch

A Monthly Curated Newsletter

Amidst rising costs, aging and retirement planning is becoming a growing concern for many. Yet, more than just ensuring financial readiness, one who is planning to retire also needs to be psychologically prepared for the shifts in lifestyle, routine and everything that comes along with it. In this issue, let's explore expert tips on staying healthy, mentally sharp and financially secure, so we can age gracefully in our golden years.

Tips for Aging Well: 10 Habits for Physical and Mental Fitness

BetterUp recommends ten habits for well-being in ageing, emphasizing exercise, health checks, sleep, positivity, and social connections.

 
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4 Different Ways to Think of Retirement | Psychology Today

Explore retirement as a goal, lifestyle, long-term process, and mindset influencing decision-making and life quality.

 
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The 4 phases of retirement | Dr. Riley Moynes | TEDxSurrey

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Janice Sam
 
 
 
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Testimonials and Referral Notes

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Nur Baizurah Bte Suhaini. Administrative Executive

Ms. Janice is a great advisor and she explains very well and calmly. It's great having her as my insurance agent. I appreciate her guidance and I'm very thankful to get to know these benefits for my life.

Dennis Loy SD. Teacher

Janice is a thoughtful and detail-oriented insurance agent who takes the time to understand what her clients need. She carefully explains all the options available, ensuring you feel confident and well-informed before making any decisions about your money.

Jayanthi. Cardiac Technologist

Working with Janice has been an absolute pleasure. She is knowledgeable, responsive, and genuinely committed to helping her clients find the best coverage to meet their needs. What I appreciate most is her patience in explaining the fine print and her ability to simplify complex policies so I can make informed decisions. Whether it was reviewing my existing coverage or recommending better options, Janice always put my interests first. Her professionalism and warmth make her not just a reliable agent, but someone I trust completely with my insurance matters. I highly recommend Janice to anyone looking for an agent who truly cares.

PANNERSELVAM. WSHO

Janice is incredibly responsive and helpful. Whether it’s a quick question or a big decision, she’s always there with answers I can trust.

David Ho. Customer Service

I have been acquainted with Janice for some years and have taken up several insurance & financial plans with her. In all of our exchanges, I have found Janice to display the utmost professionalism. While I understand that she aspires to make sales, I believe she ultimately puts the interest of her clients above her own, and presents product offerings and dispenses recommendations accordingly. In line with that, she also has taken time to compile for me a summary of my financial commitments and standing, which should go a long way to gauge my present capacity and future goals. For those reasons and more, I heartily endorse Janice as a planner and agent to look into any prospective client’s insurance and financial needs.

SAW KYAW THURA AYE

I would like to show my appreciation for your support and help regarding my insurance policy. And also explaining more about financial planning for myself and my family's future. Really glad that we have you as our consultant.