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Janice Sam

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A Monthly Curated Newsletter

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

4 Things Mothers in Singapore Should Do to Plan for Their Finances

A 2015 survey showed that 75% of Singaporean mothers surveyed had not even thought about retirement, let alone started planning for it. If you’re spending all your energy running after the kids or making sure they pay attention during tuition, here four things you should not forget to do for your finances.

 
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Mums, pay attention to finances

Financial experts advise that it makes sense for mothers (and just about anyone) to pay attention to their financial affairs. According to the US-based National Centre for Women and Retirement Research, nine out of 10 women will eventually have to manage their finances on their own at some point, due to circumstances ranging from leaving the workforce to care for a family member, to becoming divorced or finding themselves widowed.

 
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Adult Conversation | How She Saved $100,000 Before Turning 30 | Personal Finance

 
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I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Janice Sam
 
 
 
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Testimonials and Referral Notes

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Muhammad Reduan Bin Alias. IT System Administrator Analyst

I have been a client of Janice Sam, my Prudential agent, for over a decade now, and I can confidently say that her service has been nothing short of outstanding. Throughout our long-standing relationship, Janice has consistently demonstrated professionalism, deep product knowledge, and genuine care for my financial well-being. She always takes the time to explain policy details clearly, ensuring I fully understand my options before making any decisions. I appreciate her transparency and the fact that there is never any pressure to purchase unnecessary products—she truly prioritizes my needs and budget. Janice’s dedication goes beyond just being an advisor; she treats her clients as friends, making every meeting comfortable and stress-free. Her patience and commitment are evident, especially when she provides regular updates and guidance, even during uncertain economic times. I have always felt assured that my interests are her top priority, and her sincerity and honesty have built a strong foundation of trust between us. I highly recommend Janice to anyone seeking a reliable, knowledgeable, and caring financial advisor. Her passion for her work and her clients’ well-being is truly commendable, and I am grateful to have her as my trusted Prudential agent.

Jayanthi. Cardiac Technologist

Working with Janice has been an absolute pleasure. She is knowledgeable, responsive, and genuinely committed to helping her clients find the best coverage to meet their needs. What I appreciate most is her patience in explaining the fine print and her ability to simplify complex policies so I can make informed decisions. Whether it was reviewing my existing coverage or recommending better options, Janice always put my interests first. Her professionalism and warmth make her not just a reliable agent, but someone I trust completely with my insurance matters. I highly recommend Janice to anyone looking for an agent who truly cares.

SAW KYAW THURA AYE

I would like to show my appreciation for your support and help regarding my insurance policy. And also explaining more about financial planning for myself and my family's future. Really glad that we have you as our consultant.

David Ho. Customer Service

I have been acquainted with Janice for some years and have taken up several insurance & financial plans with her. In all of our exchanges, I have found Janice to display the utmost professionalism. While I understand that she aspires to make sales, I believe she ultimately puts the interest of her clients above her own, and presents product offerings and dispenses recommendations accordingly. In line with that, she also has taken time to compile for me a summary of my financial commitments and standing, which should go a long way to gauge my present capacity and future goals. For those reasons and more, I heartily endorse Janice as a planner and agent to look into any prospective client’s insurance and financial needs.

Nur Baizurah Bte Suhaini. Administrative Executive

Ms. Janice is a great advisor and she explains very well and calmly. It's great having her as my insurance agent. I appreciate her guidance and I'm very thankful to get to know these benefits for my life.

Lasith. Solutions Architect

Being known for more than 5+ years, Janice is a friendly and supportive Insurance and Finance agent. She is very informative and able to address the client's need up to the standards with thorough details and explanations. I would highly recommend Janice to anyone who is looking for Finance or Insurance agent without any hesitation.