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Janice Sam

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A Monthly Curated Newsletter

As they dedicate their love and lives to their households and make constant sacrifices for their family’s & children’s well-being, mothers never retire. For all these, moms deserve more thoughts besides during Mother’s Day. But should mothers also think about planning their own retirement — financially speaking? In this issue, as we give tributes to all mothers, we would also like to give thoughts to a mother’s financial freedom. Mothers deserve a worry-free retirement as well.

4 Things Mothers in Singapore Should Do to Plan for Their Finances

A 2015 survey showed that 75% of Singaporean mothers surveyed had not even thought about retirement, let alone started planning for it. If you’re spending all your energy running after the kids or making sure they pay attention during tuition, here four things you should not forget to do for your finances.

 
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Mums, pay attention to finances

Financial experts advise that it makes sense for mothers (and just about anyone) to pay attention to their financial affairs. According to the US-based National Centre for Women and Retirement Research, nine out of 10 women will eventually have to manage their finances on their own at some point, due to circumstances ranging from leaving the workforce to care for a family member, to becoming divorced or finding themselves widowed.

 
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Adult Conversation | How She Saved $100,000 Before Turning 30 | Personal Finance

 
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I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Janice Sam
 
 
 
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Testimonials and Referral Notes

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Luqman Hakim

She is a great financial consultant. She explains things well and breaks down concepts for us to easily understand.

Zainudin Bin Ab Malek. Commercial Diver

Janice is very committed and patient and never fail to try and have a meetup with me to explain more about my plan and other matter. She’s very dedicated and hardworking in terms of her client’s well-being and issues. She has a good PR and is very professional. Thank you for the wonderful service and kind gesture.

Muhammad Fazil Bin Yunos. Technical Service Representative

Janice is one of the best insurance agents I have ever met so far. She’s very knowledgeable and always tries her best to help the client including myself. Even spent her time on weekends to explain all the policies that I had and to ensure that I as a client understands what has been covered under prudential insurance. As a client, I feel very comfortable and confident about having an advisor like Janice. Shout out to Janice and thank you!

Nurmarliah bte Mohamad Ali. IT & Media Coordinator

My husband, who has known Janice since we first got married, was the one who initially introduced me to her. She was warm, friendly, and interested in learning more about me and determining what type of coverage best matched my requirements and concerns. Without a doubt, her clarifications helped to dispel all of my doubts. I got the chance to evaluate and inquire about my alternatives with her. She patiently addressed all of my queries during our lengthy conversation. She also gave me different aspects, discussed the significance of a particular policy with me, and made sure to carefully analyze my budget, including all of my month-to-month charges. I feel completely at ease confiding in her and most crucially for me, I never felt pressured to sign up for those policies since she never used coercion or attempted to persuade me to sign up for something that wasn't in my best interest. Janice is also well-organized, adaptable in her communication style, respectful, and aware of my preferable schedules. In conclusion, if you require a professional insurer that is sincere, competent, and reliable, she will undoubtedly be the one you should pick.

Muhammad Firdaus Bin Rasack. Customer Service

Service is good and up to date.

Jayanthi. Cardiac technician

Janice is a kind and understanding person. Knows her job well & the type of policy to recommend. Overall very satisfied with her quality of service.