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Janice Sam

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A Monthly Curated Newsletter

Confucius, the Chinese philosopher, left us with these words to contemplate: The man who asks a question is a fool for a minute: the man who does not ask is a fool for life. As the year winds down, it is time to reflect on some popular and widely - accepted beliefs and misconceptions that we may hold that do not serve us in achieving our goals and desires. Today, we look at debunking some of these misconceptions to expand our thinking and explore new perspectives and horizons.

6 Money Lies You Might Be Telling Yourself

Whatever your financial situation, there are money lies you should stop telling yourself because they could hold you back from financial success, happiness and peace of mind. Here are 6 money lies you should stop telling yourself and how you can change your mindset.

 
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The 10 Biggest Misconceptions About Life and Happiness That Are Holding You Back

Not questioning the folly of our generally-accepted conceptions about life and happiness is an act of a fool. As such, today, let’s challenge and question the 10 biggest misconceptions that are holding you back from leaping forward into the life you wish to live and the person you aim to become.

 
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The money talk that every couple needs to have | Your Money and Your Mind

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Janice Sam
 
 
 
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Testimonials and Referral Notes

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Nurmarliah bte Mohamad Ali. IT & Media Coordinator

My husband, who has known Janice since we first got married, was the one who initially introduced me to her. She was warm, friendly, and interested in learning more about me and determining what type of coverage best matched my requirements and concerns. Without a doubt, her clarifications helped to dispel all of my doubts. I got the chance to evaluate and inquire about my alternatives with her. She patiently addressed all of my queries during our lengthy conversation. She also gave me different aspects, discussed the significance of a particular policy with me, and made sure to carefully analyze my budget, including all of my month-to-month charges. I feel completely at ease confiding in her and most crucially for me, I never felt pressured to sign up for those policies since she never used coercion or attempted to persuade me to sign up for something that wasn't in my best interest. Janice is also well-organized, adaptable in her communication style, respectful, and aware of my preferable schedules. In conclusion, if you require a professional insurer that is sincere, competent, and reliable, she will undoubtedly be the one you should pick.

Yvonne. Lab Technologist

I have known Janice since she just started out in her financial planning career and am proud to see her develop into the professional and knowledgeable financial planner she is today. Janice is sincere, and detailed and always acts in my best interest. I have trust in the advice provided by Janice and would recommend her services to others.

Muhammad Sufri Bin Sulaiman. Shift Supervisor

Janice has been a great insurance and financial advisor for me for a good 10 years! I believe we met in 2015 (cant remember where and who introduced us!) but she took care of me well. Very patient and polite in her ways, never pushy or forceful. Thank you Janice for all the years managing my insurance! To many more years ahead!

Jiaping. Logistics coordinator

My first insurance product had been brought from her since I started my work and she was helpful and sincere in her services. My husband had faced problems with other insurance products that were purchased from another consultant, she was also willing to help to solve the problem as well. Hope she will keep her best. 加油!

Muhammad Fazil Bin Yunos. Technical Service Representative

Janice is one of the best insurance agents I have ever met so far. She’s very knowledgeable and always tries her best to help the client including myself. Even spent her time on weekends to explain all the policies that I had and to ensure that I as a client understands what has been covered under prudential insurance. As a client, I feel very comfortable and confident about having an advisor like Janice. Shout out to Janice and thank you!

Lionel Siew. Driver

Janice has been an amazing insurance advisor! She took the time to explain all my options clearly, ensuring I made the best choices for myself. Her patience, responsiveness, and genuine care make all the difference. I truly appreciate her guidance and highly recommend her.