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Janice Sam

In Touch

A Monthly Curated Newsletter

In an environment of rising inflation and uncertainties in global geo-political climate, almost no one is spared from the economic consequences of the day. It is therefore more important than ever to be intentional and mindful in how we manage our finances in our daily living. Here, I have put together some resources which you can tap on to help you gain a better insight on how you can be more savvy with your money.

Inflation woes? We crowdsourced 9 grocery-shopping tips from aunties

Feeling the pinch? Here's a list of simple hacks when you're out shopping for essentials.

 
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How To Create a Personal Budget in 6 Steps

Budgeting allows you to effectively track and manage your income so you can control how much you spend and save. Use the following steps to create and manage a successful budget

 
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JAPANESE MONEY SAVINGS TIPS - Kakeh - Shsei

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Janice Sam
 
 
 
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Testimonials and Referral Notes

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Nur Atiqa. Policy Administrator

Janice has been our financial advisor for more than 7 years. She will make a point to at least meet once a year to review our policies together and catch up as well. Whenever we require her assistance, she will be quick to respond. She has also helped us with our claims and the process was fuss-free. She is reliable and knowledgeable.

Stella. Teacher

Janice is a great listener so this makes each meet-up or review session a pleasant one. She is patient in explaining and answering all my queries pertaining to the wide range of plans, down to the jargon used. I like that she goes the extra mile to run through your current plans and draft out alternatives and improvements to them, prior to meet-ups. Janice has kept herself well abreast of various policies and schemes offered. (not limited to just those under her company) I believe her knowledge and years of experience in this field have benefited those under her charge. I am relieved to know that I can always rely on her to keep me updated on current trends and also provide me with the support I will need when necessary.

Yvonne. Lab Technologist

I have known Janice since she just started out in her financial planning career and am proud to see her develop into the professional and knowledgeable financial planner she is today. Janice is sincere, and detailed and always acts in my best interest. I have trust in the advice provided by Janice and would recommend her services to others.

ISNORWATI BINTE SARUWI. TECHNICAL COORDINATOR

Janice has been my agent for 6 years now and she has been very professional when it comes to managing me and my family's portfolio. Although I prefer someone who can be personal with me but I am also okay with Janice's professionalism. It helps when it comes to dealing with hard issues, I guess. Janice helps me a lot in understanding the coverage and the policies that I have with her. She does timely check-ins and always answers whatever questions I have. I have made the right choice in making her my agent. :)

Azry Ismadi. Technical Service Representative

I have been with Prudential for quite some time and Janice has been very closely updating my insurance plans from time to time. I'm not worried about my insurance coverage as her explanations were brief and clear. Absolute satisfaction under her care. Thank you!

Ramlee. PHV Driver

I had known Janice since 2016, she very service-oriented & helpful. She always keep in touch with her insurers and if comparing to my other insurance agent she the best! Keep it up the good work Janice 👍🏼