Keep Calm & Innovate

Janice Sam

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A Monthly Curated Newsletter

Necessity is the mother of invention. Throughout history, humans have demonstrated the ability to innovate, solve problems, and create solutions in the midst of crises, resulting in some of humanity's greatest inventions. All it took was resourcefulness, action, and persistence. Through this issue, I hope to provide insights into how we can live life constructively and creatively, regardless of the challenges that we may face today.

Crisis-Driven Innovation Demands Creativity And Action Under Pressure

While all innovation requires creativity and action to deliver value, crisis-driven innovation demands creativity and action under pressure and constraints, in response to a disruptive event or trend.

Six Technologies that Emerged (Or Became Popular) in Difficult Times

Conflicts, economic crises and pandemics were responsible for innovations such as the radio, computer and gps.

Turning Frustration Into Innovation | Mark Shaw | TEDxKC

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Janice Sam

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Testimonials and Referral Notes

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Lionel Tan. Sales Specialist. MB Commercial Vehicles

Janice has been an incredible insurance advisor. She is knowledgeable, and patient, and always takes the time to explain things clearly. Her recommendations are well thought out and tailored to my needs, giving me confidence in my financial security. I truly appreciate her professionalism and dedication. Highly recommend her to anyone looking for reliable insurance advice!

Azry Ismadi Bin Suriani. Technical Service Representative

Janice has been very responsive! Updates me actively on every new plans avaliable. She patiently listens and recommends plans which are suitable for me. And lays out the financial planning wisely. Puts ahead her clients first. Added on few new plans with her due to her diligent work. (I feel my life is at ease with insurance) Planning to add more in the future. Will recommend her to people who are uninsured.

Lionel Siew. Driver

Janice has been an amazing insurance advisor! She took the time to explain all my options clearly, ensuring I made the best choices for myself. Her patience, responsiveness, and genuine care make all the difference. I truly appreciate her guidance and highly recommend her.

Renganathan Muthuvel. Facility Manager

Janice Sam is a well professional and very knowledgeable in her arena. Not only that, her friendly nature and very well concern for our financial situation and providing (us) her valuable advice and support for future planning. Hats off to Janice. Thank You for support(ing).

Ramlee. PHV Driver

I had known Janice since 2016, she very service-oriented & helpful. She always keep in touch with her insurers and if comparing to my other insurance agent she the best! Keep it up the good work Janice 👍🏼

Muhammad Sufri Bin Sulaiman. Shift Supervisor

Janice has been a great insurance and financial advisor for me for a good 10 years! I believe we met in 2015 (cant remember where and who introduced us!) but she took care of me well. Very patient and polite in her ways, never pushy or forceful. Thank you Janice for all the years managing my insurance! To many more years ahead!