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Janice Sam

In Touch

A Monthly Curated Newsletter

Necessity is the mother of invention. Throughout history, humans have demonstrated the ability to innovate, solve problems, and create solutions in the midst of crises, resulting in some of humanity's greatest inventions. All it took was resourcefulness, action, and persistence. Through this issue, I hope to provide insights into how we can live life constructively and creatively, regardless of the challenges that we may face today.

Crisis-Driven Innovation Demands Creativity And Action Under Pressure

While all innovation requires creativity and action to deliver value, crisis-driven innovation demands creativity and action under pressure and constraints, in response to a disruptive event or trend.

 
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Six Technologies that Emerged (Or Became Popular) in Difficult Times

Conflicts, economic crises and pandemics were responsible for innovations such as the radio, computer and gps.

 
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Turning Frustration Into Innovation | Mark Shaw | TEDxKC

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Janice Sam
 
 
 
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Testimonials and Referral Notes

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Stella. Teacher

Janice is a great listener so this makes each meet-up or review session a pleasant one. She is patient in explaining and answering all my queries pertaining to the wide range of plans, down to the jargon used. I like that she goes the extra mile to run through your current plans and draft out alternatives and improvements to them, prior to meet-ups. Janice has kept herself well abreast of various policies and schemes offered. (not limited to just those under her company) I believe her knowledge and years of experience in this field have benefited those under her charge. I am relieved to know that I can always rely on her to keep me updated on current trends and also provide me with the support I will need when necessary.

Muhammad Firdaus Bin Rasack. Customer Service

Service is good and up to date.

Zainudin Bin Ab Malek. Commercial Diver

Janice is very committed and patient and never fail to try and have a meetup with me to explain more about my plan and other matter. She’s very dedicated and hardworking in terms of her client’s well-being and issues. She has a good PR and is very professional. Thank you for the wonderful service and kind gesture.

Nurani. Operator

I’m absolutely delighted with your service. It is really refreshing to work with a financial adviser who is truly interested in her client's needs, circumstances, and preferences. What really impressed me was the way you took the time to get a feeling for where I was at. Your professional ethical and caring demeanor elicits my trust and respect and I gladly recommend your service whenever possible.

ISNORWATI BINTE SARUWI. TECHNICAL COORDINATOR

Janice has been my agent for 6 years now and she has been very professional when it comes to managing me and my family's portfolio. Although I prefer someone who can be personal with me but I am also okay with Janice's professionalism. It helps when it comes to dealing with hard issues, I guess. Janice helps me a lot in understanding the coverage and the policies that I have with her. She does timely check-ins and always answers whatever questions I have. I have made the right choice in making her my agent. :)

Muhammad Reduan Bin Alias. IT System Administrator Analyst

I have been a client of Janice Sam, my Prudential agent, for over a decade now, and I can confidently say that her service has been nothing short of outstanding. Throughout our long-standing relationship, Janice has consistently demonstrated professionalism, deep product knowledge, and genuine care for my financial well-being. She always takes the time to explain policy details clearly, ensuring I fully understand my options before making any decisions. I appreciate her transparency and the fact that there is never any pressure to purchase unnecessary products—she truly prioritizes my needs and budget. Janice’s dedication goes beyond just being an advisor; she treats her clients as friends, making every meeting comfortable and stress-free. Her patience and commitment are evident, especially when she provides regular updates and guidance, even during uncertain economic times. I have always felt assured that my interests are her top priority, and her sincerity and honesty have built a strong foundation of trust between us. I highly recommend Janice to anyone seeking a reliable, knowledgeable, and caring financial advisor. Her passion for her work and her clients’ well-being is truly commendable, and I am grateful to have her as my trusted Prudential agent.