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Janice Sam

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A Monthly Curated Newsletter

The lack of sleep being linked to chronic illnesses like diabetes and heart disease isn't a happy story. Certainly not for those of us who are more conscious about building happiness in life. Please share this newsletter issue with those you care about. We can impact lives together!

How The World Forgot To Sleep

We're getting less shuteye than ever before, and it's ruining our health, happiness and prosperity. With the use of prescription and poorly regulated herbal sleep aides rising rapidly, Joanna Fuertes examines the cost, and asks what the long-term solutions to our 'sleep loss epidemic' could be

 
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The Link Between a Lack of Sleep and Type 2 Diabetes

You know that your family medical history, along with what you eat and how much you weigh, can affect your risk of developing type 2 diabetes. But did you know that your sleep habits can also play a role? It’s true.

 
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What Happens To Your Body And Brain If You Don't Get Sleep | Prof. Matthew Walker

 
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Janice Sam
 
 
 
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Testimonials and Referral Notes

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Jayanthi. Cardiac Technologist

Working with Janice has been an absolute pleasure. She is knowledgeable, responsive, and genuinely committed to helping her clients find the best coverage to meet their needs. What I appreciate most is her patience in explaining the fine print and her ability to simplify complex policies so I can make informed decisions. Whether it was reviewing my existing coverage or recommending better options, Janice always put my interests first. Her professionalism and warmth make her not just a reliable agent, but someone I trust completely with my insurance matters. I highly recommend Janice to anyone looking for an agent who truly cares.

Nick Law Chee Sin. Network Engineer

Janice is very friendly, patient, reliable and professional. For years she has been taking care of my insurance making sure I've peace of mind. I like the way she explains the policies with patience and is very thorough to ensure clarity and understanding.

Luqman Hakim

She is a great financial consultant. She explains things well and breaks down concepts for us to easily understand.

Jiaping. Logistics coordinator

My first insurance product had been brought from her since I started my work and she was helpful and sincere in her services. My husband had faced problems with other insurance products that were purchased from another consultant, she was also willing to help to solve the problem as well. Hope she will keep her best. 加油!

SAW KYAW THURA AYE

I would like to show my appreciation for your support and help regarding my insurance policy. And also explaining more about financial planning for myself and my family's future. Really glad that we have you as our consultant.

Nurmarliah bte Mohamad Ali. IT & Media Coordinator

My husband, who has known Janice since we first got married, was the one who initially introduced me to her. She was warm, friendly, and interested in learning more about me and determining what type of coverage best matched my requirements and concerns. Without a doubt, her clarifications helped to dispel all of my doubts. I got the chance to evaluate and inquire about my alternatives with her. She patiently addressed all of my queries during our lengthy conversation. She also gave me different aspects, discussed the significance of a particular policy with me, and made sure to carefully analyze my budget, including all of my month-to-month charges. I feel completely at ease confiding in her and most crucially for me, I never felt pressured to sign up for those policies since she never used coercion or attempted to persuade me to sign up for something that wasn't in my best interest. Janice is also well-organized, adaptable in her communication style, respectful, and aware of my preferable schedules. In conclusion, if you require a professional insurer that is sincere, competent, and reliable, she will undoubtedly be the one you should pick.