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Janice Sam

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A Monthly Curated Newsletter

The lack of sleep being linked to chronic illnesses like diabetes and heart disease isn't a happy story. Certainly not for those of us who are more conscious about building happiness in life. Please share this newsletter issue with those you care about. We can impact lives together!

How The World Forgot To Sleep

We're getting less shuteye than ever before, and it's ruining our health, happiness and prosperity. With the use of prescription and poorly regulated herbal sleep aides rising rapidly, Joanna Fuertes examines the cost, and asks what the long-term solutions to our 'sleep loss epidemic' could be

 
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The Link Between a Lack of Sleep and Type 2 Diabetes

You know that your family medical history, along with what you eat and how much you weigh, can affect your risk of developing type 2 diabetes. But did you know that your sleep habits can also play a role? It’s true.

 
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What Happens To Your Body And Brain If You Don't Get Sleep | Prof. Matthew Walker

 
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Janice Sam
 
 
 
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Testimonials and Referral Notes

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Nurani. Operator

I’m absolutely delighted with your service. It is really refreshing to work with a financial adviser who is truly interested in her client's needs, circumstances, and preferences. What really impressed me was the way you took the time to get a feeling for where I was at. Your professional ethical and caring demeanor elicits my trust and respect and I gladly recommend your service whenever possible.

Muhammad Sufri Bin Sulaiman. Barista

Very patient and kind person. Always soft-spoken and will use simple words to explain things that I don't understand.

Supraja. Software Engineer

I have known Janice for more than 3 years now. She is a very good Financial Advisor who did a detailed analysis of my background and does regular reviews to give me the best possible options for my financial goals and to make sure that the options I choose are in line with my goals! She explains the intricate details of the policies so that I have a strong understanding and know the nuances of the policies. I highly recommend her to anyone who is early in their career (when I started) and wants to plan for their life ahead! You will get a clearer picture of how to put your financial goals in place!! Definitely worth spending your time discussing with her!! Good luck! :)

Lasith. Solutions Architect

Being known for more than 5+ years, Janice is a friendly and supportive Insurance and Finance agent. She is very informative and able to address the client's need up to the standards with thorough details and explanations. I would highly recommend Janice to anyone who is looking for Finance or Insurance agent without any hesitation.

David Ho. Customer Service

I have been acquainted with Janice for some years and have taken up several insurance & financial plans with her. In all of our exchanges, I have found Janice to display the utmost professionalism. While I understand that she aspires to make sales, I believe she ultimately puts the interest of her clients above her own, and presents product offerings and dispenses recommendations accordingly. In line with that, she also has taken time to compile for me a summary of my financial commitments and standing, which should go a long way to gauge my present capacity and future goals. For those reasons and more, I heartily endorse Janice as a planner and agent to look into any prospective client’s insurance and financial needs.

Dennis Loy SD. Teacher

Janice is a thoughtful and detail-oriented insurance agent who takes the time to understand what her clients need. She carefully explains all the options available, ensuring you feel confident and well-informed before making any decisions about your money.