Home Dreamers

Janice Sam

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Janice Sam

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Testimonials and Referral Notes

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Luqman Hakim

She is a great financial consultant. She explains things well and breaks down concepts for us to easily understand.

Kathy See. Admin Manager

Janice is sincere, resourceful and professional. She takes a keen interest in listening and I appreciate her explanations of my policy and non-hard selling recommendations.

Nguyen Thi Thuy Hien. Manicurist

I had the pleasure of working with my agent. She is professional, knowledgeable, approachable, and easily communicates with. I am completely satisfied with what I needed with the result. I would highly recommend Janice Sam.

SAW KYAW THURA AYE

I would like to show my appreciation for your support and help regarding my insurance policy. And also explaining more about financial planning for myself and my family's future. Really glad that we have you as our consultant.

BAI QIANG. Engineer

Janice has helped me and my family for about 9 years. She always regularly visits my family and tries to know if we have any help needed. If I have any doubt or have a case need claim, she always immediately comes to my house to help me. My family and I all are very happy because have Janice's help. In the last 9 years, we have become friends. Thanks for your help, Janice!

Nurulain. Online Business Owner

Janice has been my advisor for about 8 years and never fails to solve all my queries. She is always present and ready to serve. She is very friendly and professional. There was a time when I was admitted to the hospital and was lost about the medical claims/covers. She was there to guide me and follow up when I was discharged. Indeed a caring individual too. During meet-ups, Janice never fails to ask about the well-being of my family and me. I am glad she is always there to meet once a year for catch-up and updates. She is very detailed in her explanations of policy/plans. I felt her sincerity and wish more individuals could benefit from her great service. Thank you, Janice.