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Janice Sam

In Touch

A Monthly Curated Newsletter

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

The Richest Man in Babylon by George S. Clason

Save at least 10 percent of everything you earn and do not confuse your necessary expenses with your desires. Work hard to improve your skills and ensure a future income because wealth is the result of a reliable income stream. You cannot arrive at the fullest measure of success until you crush the spirit of procrastination within you.

 
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6 Ways You Can (Legally) Reduce Your Income Tax For YA 2021

Do them before the end of the year.

 
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Freedom from the money culture | Lynne Twist | TEDxBerkeley

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Janice Sam
 
 
 
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Testimonials and Referral Notes

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Muhammad Iskandar Bin Ishak. Student

I just wanted to say a big thank you for your help in my financial planning. Although I do a little bit of planning on my own, you gave a lot of valuable information and inputs with regard to life goals (the overall big picture) and helped me to look out for what I am missing in my plans.

Luqman Hakim

She is a great financial consultant. She explains things well and breaks down concepts for us to easily understand.

Htoo Maung Maung. Software Engineer

Janice is very helpful in suggesting plans that are suitable for the customers.

Nurani. Operator

I’m absolutely delighted with your service. It is really refreshing to work with a financial adviser who is truly interested in her client's needs, circumstances, and preferences. What really impressed me was the way you took the time to get a feeling for where I was at. Your professional ethical and caring demeanor elicits my trust and respect and I gladly recommend your service whenever possible.

David Ho. Customer Service

I have been acquainted with Janice for some years and have taken up several insurance & financial plans with her. In all of our exchanges, I have found Janice to display the utmost professionalism. While I understand that she aspires to make sales, I believe she ultimately puts the interest of her clients above her own, and presents product offerings and dispenses recommendations accordingly. In line with that, she also has taken time to compile for me a summary of my financial commitments and standing, which should go a long way to gauge my present capacity and future goals. For those reasons and more, I heartily endorse Janice as a planner and agent to look into any prospective client’s insurance and financial needs.

Dennis Loy SD. Teacher

Janice is a thoughtful and detail-oriented insurance agent who takes the time to understand what her clients need. She carefully explains all the options available, ensuring you feel confident and well-informed before making any decisions about your money.