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Janice Sam

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A Monthly Curated Newsletter

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

7 Ways to Stay Positive Even During the Toughest Times

Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff.

 
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Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive

Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively.

 
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Your brain is wired for negative thoughts. Here's how to change it.

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Janice Sam
 
 
 
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Testimonials and Referral Notes

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Luqman Hakim

She is a great financial consultant. She explains things well and breaks down concepts for us to easily understand.

Nurmarliah bte Mohamad Ali. IT & Media Coordinator

My husband, who has known Janice since we first got married, was the one who initially introduced me to her. She was warm, friendly, and interested in learning more about me and determining what type of coverage best matched my requirements and concerns. Without a doubt, her clarifications helped to dispel all of my doubts. I got the chance to evaluate and inquire about my alternatives with her. She patiently addressed all of my queries during our lengthy conversation. She also gave me different aspects, discussed the significance of a particular policy with me, and made sure to carefully analyze my budget, including all of my month-to-month charges. I feel completely at ease confiding in her and most crucially for me, I never felt pressured to sign up for those policies since she never used coercion or attempted to persuade me to sign up for something that wasn't in my best interest. Janice is also well-organized, adaptable in her communication style, respectful, and aware of my preferable schedules. In conclusion, if you require a professional insurer that is sincere, competent, and reliable, she will undoubtedly be the one you should pick.

SAW KYAW THURA AYE

I would like to show my appreciation for your support and help regarding my insurance policy. And also explaining more about financial planning for myself and my family's future. Really glad that we have you as our consultant.

Azry Ismadi. Technical Service Representative

I have been with Prudential for quite some time and Janice has been very closely updating my insurance plans from time to time. I'm not worried about my insurance coverage as her explanations were brief and clear. Absolute satisfaction under her care. Thank you!

Azry Ismadi Bin Suriani. Technical Service Representative

Janice has been very responsive! Updates me actively on every new plans avaliable. She patiently listens and recommends plans which are suitable for me. And lays out the financial planning wisely. Puts ahead her clients first. Added on few new plans with her due to her diligent work. (I feel my life is at ease with insurance) Planning to add more in the future. Will recommend her to people who are uninsured.

Shaifuddin. Delivery driver

Knew Janice for almost 10 years. Throughout the years she attended to me very well. She always checks up on me on my well-being. Wish you all the best in your future endeavors!